Online Home Loan Qualification Form

Buy or Refi?
Home location?
Your credit rating?
How quickly?
New Home Value?
First Name:
Last Name:
Address:
City:
State:
Zip Code:
Main Phone:
Alt Phone:
E-mail:
Gross Monthly Income (before taxes and deductions):
Eligible for a VA Loan? Yes No

PRIVACY ACT NOTICE: This information is to be used by the agency collecting it or its assignees in determining whether you qualify as a prospective mortgagor under its program. It will not be disclosed outside the agency except as required and permitted by law. You do not have to provide this information, but if you do not your application for approval as a prospective mortgagor or borrower may be delayed or rejected. The information requested in this form is authorized by Title 38, USC, Chapter 37 (if VA); by 12 USC, Section 1701 et. seq. (if HUD/FHA); by 42 USC, Section 1452b (if HUD/CPD); and Title 42 USC, 1471 et. seq., or 7 USC, 1921 et. seq. (if USDA/FmHA). BORROWER'S AUTHORIZATION: By submitting this form you hereby authorize our lending Partners Loan Services to verify your past and present employment earnings records, bank accounts, stock holdings, and any other asset balances that are needed to process your mortgage loan application. You further authorize our lending Partners Loan Services to order a consumer credit report and verify other credit information, including past and present mortgage and landlord references. It is understood that this authorization is being transmitted electronically. A copy of this electronic transmission will also serve as authorization. The information the our lending Partners Loan Services obtains is only to be used in the processing of your application for a mortgage loan.

FHA Purchase

Minimal Down Payment and Closing Costs.
- Down payment less than 3.5% of Sales Price
- 100% Financing options available*
- Gift for down payment and closing costs allowed.
- No reserves or required.
- FHA regulated closing costs.
- Seller can credit up to 6% of sales price towards buyers costs.
Easier Credit Qualifying Guidelines such as:
- Minimum FICO credit score of 620.
- FHA will allow a home purchase two years after a Bankruptcy.
- FHA will allow a home purchase three years after a Foreclosure.

FHA Refinance

Cash-Out Refinance up to 85% for existing or new FHA mortgages.
- Cash-Out up to 85% of your properties value.
- Consolidate first and second mortgages into single loan.
- Bill consolidation programs.
- Easier credit and income qualifications.
- FHA regulated closing costs.
Rate and Term Mortgage Refinancing up to 96.5% of your homes value.
- Consolidate first and second mortgages* into a single loan.
- No FICO score ok or min. 620 credit score.
- Competitive rates for borrowers with a Bankruptcy older than two years.
- Competitive rates for borrowers with a Foreclosure older than three years.
- Easier credit and income qualifications.
- FHA regulated closing costs.
FHA Streamline Refinance for existing FHA loans only.
- No Cost Interest Rate Reductions programs.
- No Income or Credit Qualifications*.
- Zero cost refinance options available.
- Easily switch amortization for adjustable to fixed or vice versa.
- Easily shorten or lengthen term of your existing loan.
- Easily shorten or lengthen term of your existing loan.